REAP Loan Program

The Home Renovation Loan

R.E.A.P  is now offering homeowners support with home improvement. The loan is given to sellers who want to sell their homes, but are having a hard time securing financing to improve their homes to get the full market value.

The loan amount ranges from $25,000.00-Happy Couple Carrying Carpet Roll$40,000.00. Once the loan has been approved, R.E.A.P’s Trusted Professionals will carry out top-quality renovations in order to help you receive top value for your home.


In order to qualify for the Home Renovation Loan Program there is a series of criteria that interested home-buyers must first meet. Take a look at the following criteria to see if you will qualify. We understand that you may be unsure whether you will qualify. If that is the case, we encourage you to still submit an application or speak to a representative about your concerns. We also welcome you to refer anyone you feel may benefit from the Home Ownership Program.

  • Applicant must be owner of residence
  • Proof of income
  • Credit check is conducted
  • Home Appraisal

The Process

  • Submit an application
  • Your home will be appraised
  • REAP Contractors will quote renovation
  • Homeowner enters qualification process
  • The loan is registered on title
  • Funds are advanced in 48hrs
  • REAP Contractors carry out renovations
  • Home is listed


In order to qualify you must also intend to do one or some of the following improvements to your home:

  • Bathroom(s)
  • Kitchen(s)
  • Flooring (Carpet, Laminate, Hardwood, Tiling)
  • Paint
  • Landscaping

Fill-out the form below and we will contact you regarding your eligibility